Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Public Holiday Notification: Our NSW and QLD branches will be closed for the Monday 5th October public holiday. Learn more.
No, from November all eligible payments will be sent as real-time, Osko® payments via the New Payments Platform. If a recipients institutions isn't enabled for NPP then you will be notified and the payment will be processed as a Direct Entry (EFT) payment where eligible.
This will usually take 24 - 48 hours to arrive in the destination account. Please note that funds transferred on a weekend or public holiday may take longer as they will leave your Qudos Bank account during the end of day processing on the next business day.
End of day processing occurs each weekday at 4pm.
Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head office is located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria.
We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.
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