Interest rate increase – Thursday 19 February 2026: interest rates for variable home loans and deposit rates across the majority of savings products have increased by 0.25%, effective 19 February 2026.
A split rate home loan, also known as a split mortgage, allows you to divide your home loan into multiple accounts, each of which has different interest rates and features. The most common way to set this up is to have a portion of the loan at a fixed interest rate, while the remainder has a variable interest rate. Read more about split home loans in our blog.