Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Card fees on international transactions

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Travelling or Living Overseas
FAQs

Are there any fees charged if I use my card overseas/internationally?

Yes, 3% of the value of the transactions. This fee applies to foreign currency transactions made using a Visa Card, and includes a currency conversion assessment of 1% by Visa International. For example, if the value of the transaction is $100, the fee would be $3 (including a currency conversion assessment of $1.00). Please note that some online merchants may display a price in Australian dollars but process the transaction in a foreign currency.
For other fees and charges, please visit our Fees and Charges brochure.

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