Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Monday 5 October: We've updated our Savings Accounts and Payment Services Terms and Conditions to reflect the retirement of barcode deposit books and to improve the clarity of certain terms. Learn more.

Using Garmin Pay offline

A person wearing a smartwatch putting their arm up to an eftpos machine to pay using Garmin Pay
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Garmin Pay
FAQs

Do I need an internet connection to make payments through Garmin Pay?

No. You don't need an internet connection to use Garmin Pay in stores.

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