Text messaging changes from 1 July 2026 – New regulations are helping protect Australians from scams. Text messages from Qudos Bank will display the sender ID ‘QudosBank’ or 'Qudos Bank". Learn what’s changing and how to identify trusted messages. Read more.

Visa Debit Card limits

A woman is holding a credit card in one hand and a smartphone in the other, appearing engaged in a financial transaction.
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FAQs

What are the Visa Debit Card limits?

We have default daily transaction limits in place to protect your accounts.

Daily cash withdrawal limit

$2,000 Visa debit card

$200 Low limit Visa debit card

 

Daily purchase limit

$15,000 Visa debit card

$300 Low limit Visa debit card

payWave transaction limit (without PIN)

$100 Visa debit card

$100 Low limit Visa debit card

Daily PayWave transaction limit (Number of transactions)

30 Visa debit card

$300 Low limit Visa debit card (Unlimited daily payWave transactions)

Bank@Post Max cash deposit limit

$9,999 Visa debit card

$9,999 Low limit Visa debit card

Bank@Post Max cash withdrawal limit

$2,000 Visa debit card

$200 Low limit Visa debit card

To learn how to change your transaction limits watch the videos below.

In Online Banking

Via the Mobile App

How can we help?