Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
We have default daily transaction limits in place to protect your accounts.
Daily cash withdrawal limit
$2,000 Visa debit card
$200 Low limit Visa debit card
Daily purchase limit
$15,000 Visa debit card
$300 Low limit Visa debit card
PayWave transaction limit (without PIN)
$100 Visa debit card
$100 Low limit Visa debit card
Daily PayWave transaction limit (Number of transactions)
30 Visa debit card
$300 Low limit Visa debit card (Unlimited daily payWave transactions)
Bank@Post Max cash deposit limit
$9,999 Visa debit card
$9,999 Low limit Visa debit card
Bank@Post Max cash withdrawal limit
$2,000 Visa debit card
$200 Low limit Visa debit card
To learn how to change your transaction limits watch the videos below.
In Online Banking
Via the Mobile App
We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head offices are located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria, and the land of the Gadigal people of the Eora Nation in New South Wales.
We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.
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