Interest Rate Increase - Wednesday 6 May 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 20 May 2026. From 20 May 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

What are the main benefits of the Low Cost Home Loan?

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FAQs

Some of the main benefits of the Low Cost Home Loan include:

  • Competitive Interest Rates: the Low Cost Home Loan is one of our low interest home loans. Choosing a loan with lower interest rates than other types of home loans could help you save money on your home loan repayments over time.
  • Flexible Repayment Options: the Low Cost Home Loan offers a range of repayment options, including weekly, fortnightly, or monthly repayment options. This allows you to choose how frequently you want to pay off your home loan to suit your current financial budgeting needs.
  • Additional Repayments: the Low Cost Home Loan allows you to make additional repayments without incurring any extra fees or penalties. This means you can pay off your loan faster and save money on interest over the life of the loan.

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