Variable home loan rate decrease – Qudos Bank will be passing on the full 25 basis point cut to variable home loan interest rates effective 21 August 2025. Learn more
At settlement, if the usual fixed rate is lower than the locked in rate, you'll receive the lower rate. For example, a rate locked at 3.99% on the 5 October, settlement occurs 12 November and the usual rate on the 12th is 3.69%, you'll receive the 3.69%.