Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

What is a fixed rate home loan?

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What is a Fixed Rate home loan?

A fixed-rate home loan locks in a specific interest rate for your home loan for a specified amount of time.

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