Wednesday 4 November 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 19 November 2026. From 19 November 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Planned Maintenance - Digital Banking Services - Sunday 8 November 2026 - Find out more.

What is a fixed rate home loan?

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What is a Fixed Rate home loan?

A fixed rate home loan locks in the interest rate and repayments for a fixed period, usually between 1 to 5 years.

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