Variable home loan rate decrease – we’re passing on the full 25 basis point cut to all variable home loan interest rates effective 29 May 2025. Learn more
Scheduled Outage – Sunday 25th May - Banking Services – find out more
Variable home loan rate decrease – we’re passing on the full 25 basis point cut to all variable home loan interest rates effective 29 May 2025. Learn more
Scheduled Outage – Sunday 25th May - Banking Services – find out more
A variable rate home loan is a type of interest rate that can fluctuate over time. This means that the interest rate on your home loan may go up or down, depending on changes in the market or the Reserve Bank's cash rate.
With a No Frills Home Loan, the interest rate is variable. This means that your interest rate may change over time, but you will generally benefit from a lower interest rate than other home loan products.
Variable interest rates could be beneficial for borrowers who are looking for flexibility and are comfortable with fluctuations in their loan repayments. Additionally, with a variable interest rate, you may be able to take advantage of lower interest rates in the future if they become available.
You can compare Qudos Bank's variable rate home loans here.
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Qudos Bank operates and where our team members reside.
