25/06/2026: Issues Affecting Two-Factor Authentication - We’re currently investigating an issue impacting secure SMS within Internet Banking. Find out more

24/06/2026 — Alert: Fraudulent Rates Website - We are aware of a phishing website (compareaussieratesau.com). Customers are advised not to click suspicious links or enter personal information on unverified sites. Find out more.

What is a variable rate home loan?

A family entering their new home, smiling and carrying belongings
< Back to 
Home Loans
FAQs

What is a variable rate home loan?

Unlike a fixed-rate home loan which locks in a certain interest rate, a variable home loan is a home loan on which the interest can vary and fluctuate up and down.

How can we help?