Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

What is PayID?

Two woman sitting at cafe with one gesturing at her mobile screen, the other woman looking at the screen smiling
< Back to 
Real Time Payments
FAQs

What is PayID?

A PayID® is a unique identifier, like a phone number or email address, that you can securely link to your bank account. Then when you want somebody to transfer funds into your account, you can give them your PayID instead of your BSB and account number.

PayID is a registered trademark of NPP Australia Limited.

How can we help?