Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

What is PayTo?

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PayTo
FAQs

What is PayTo?

PayTo is a new and efficient way for you to authorise and control payments from your eligible bank accounts. It's a digital alternative to direct debit, and it allows you to pay directly from your eligible bank accounts where you previously needed a debit or credit card.

How can we help?