Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

When can the rate be locked?

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FAQs

When can the rate be locked?

The rate can be locked at any time until settlement. However, if your contract has been issued it will need to be re-issued.

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