Interest Rate Increase - Wednesday 6 May 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 20 May 2026. From 20 May 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Emails impersonating Qantas Money - We are aware of customers receiving scam emails falsely representing Qantas Money, requesting them to “verify” a card on their account. Never respond to unexpected emails and if you're ever unsure call us on 1300 747 747. Learn more.

Why do people choose fixed-rate mortgages?

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Many Australian homeowners have opted for a fixed-rate home loan as they offer security and certainty. Knowing that you can lock in the same rate and, therefore, the same repayments for up to five years could allow you to manage your budget better. Furthermore, you could plan for your mortgage repayments without the stress of anything changing with the fluctuation of interest rate changes. For owner-occupiers, fixed-rate home loans may provide a sense of financial stability, while investors can more easily predict their annual return.

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