Text messaging changes from 1 July 2026 – New regulations are helping protect Australians from scams. Text messages from Qudos Bank will display the sender ID ‘QudosBank’ or 'Qudos Bank". Learn what’s changing and how to identify trusted messages. Read more.

24/06/2026 — Alert: Fraudulent Rates Website - We are aware of a phishing website (compareaussieratesau.com). Customers are advised not to click suspicious links or enter personal information on unverified sites. Find out more.

Why should I use PayTo?

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PayTo
FAQs

Why should I use PayTo?

PayTo is a modern, digital alternative to the current direct debit system. It gives you better:

  • Visibility – View payment details you set up from your bank account, like payee name, due date, and amount.
  • Control – Authorise, pause, resume, or cancel your payment agreements at any time.
  • Convenience –Set up a payment agreement with your PayID or BSB & account number.
  • Flexibility – Move your payment agreements between eligible accounts.

How can we help?