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Home Loans 101

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Have you ever wondered how to compare home lenders, what a comparison rate is, or the benefits of an offset account?

When deciding to buy a property, understanding what to look for in a home loan is crucial. With so many lenders offering various loan options, it's important you consider which home loan features will work best for you including:

  • The ability to make extra repayments
  • Flexibility of the loan
  • Fixed rates vs variable
  • Offset accounts vs redraw accounts
  • Annual fees, monthly fees, and other fees

In the video below, our Lending Operations Manager Chris K. answers common questions and will walk you through the basics of understanding home loans.

Disclaimer

Qudos Bank home loans are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval. You should read and consider the relevant Terms and Conditions and our Financial Services Guide available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services.

The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.

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