Interest rate announcement: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier and investor variable loans will increase by 0.25%, effective 15 October 2026. From 15 October 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
Public Holiday Notification: Our NSW and QLD branches will be closed for the Monday 5th October public holiday. Learn more.
Have you ever wondered how to compare home lenders, what a comparison rate is, or the benefits of an offset account?
When deciding to buy a property, understanding what to look for in a home loan is crucial. With so many lenders offering various loan options, it's important you consider which home loan features will work best for you including:
In the video below, our Lending Operations Manager Chris K. answers common questions and will walk you through the basics of understanding home loans.
Qudos Bank home loans are subject to approval. Normal lending criteria, terms and conditions and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval. You should read and consider the relevant Terms and Conditions and our Financial Services Guide available on our website qudosbank.com.au, before deciding whether to obtain any of our financial products or services.
The information in this article is of a general nature and has been prepared without considering your objectives, financial situation or needs. Before acting on the information, consider its appropriateness to your circumstances.
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We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head office is located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria.
We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.
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