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Public Holiday Notification: Our branches and contact centre (with the exception of our West End and Ascot branches) will be closed for the Monday 8th June 2026 public holiday. Learn more.

Home Loans 101

Have you ever wondered how to compare home lenders, what a comparison rate is, or the benefits of an offset account?

When deciding to buy a property, understanding what to look for in a home loan is crucial. With so many lenders offering various loan options, it's important you consider which home loan features will work best for you including:

  • The ability to make extra repayments
  • Flexibility of the loan
  • Fixed rates vs variable
  • Offset accounts vs redraw accounts
  • Annual fees, monthly fees, and other fees

In the video below, our Lending Operations Manager Chris K. answers common questions and will walk you through the basics of understanding home loans.

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