Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

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A budget helps you stay on track with your savings goals by helping you understand your day-to-day expenses. Input your household details (income, living expenses, transport costs and more) into our Budget Planner Calculator to help manage your money effectively and work out where your money is going.

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