Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.
All eligible Qudos Bank savings accounts can pay and receive payments, excluding BPAY® and scheduled payments, in real-time using PayID®. All loan accounts can receive payments in real-time if the external institution is enabled for NPP.
BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518
PayID is a registered trademark of NPP Australia Limited.