Processing payments in Real-time

Interest Rate Increase - Wednesday 6 May 2026: Following the RBA’s decision to change the official cash rate, interest rates for owner-occupier, investor and commercial variable loans will increase by 0.25%, effective 20 May 2026. From 20 May 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Emails impersonating Qantas Money - We are aware of customers receiving scam emails falsely representing Qantas Money, requesting them to “verify” a card on their account. Never respond to unexpected emails and if you're ever unsure call us on 1300 747 747. Learn more.

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Real Time Payments

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Which Qudos Bank accounts process payments in Real-time?

All eligible Qudos Bank savings accounts can pay and receive payments, excluding BPAY® and scheduled payments, in real-time using PayID®. All loan accounts can receive payments in real-time if the external institution is enabled for NPP.

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BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518

PayID is a registered trademark of NPP Australia Limited.

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Acknowledgment of country

We respectfully acknowledge the Traditional Custodians of all the lands on which we live and work, and we pay our respects to Elders past and present. We recognise their continued connection to the land, waters and culture and we acknowledge that sovereignty has never been ceded. Our head offices are located on the land of the Wurundjeri Woi Wurrung people of the Kulin Nation in Victoria, and the land of the Gadigal people of the Eora Nation in New South Wales.

We are an equal opportunity employer that celebrates the diversity, equity and inclusion of all people.

Which Qudos Bank accounts process payments in Real-time?

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