Interest rate increase – Thursday 5 February: Following the RBA’s decision to change the official cash rate, interest rates for owner‑occupier and investor variable loans will increase by 0.25%, effective 19 February 2026. From 19 February 2026, deposit rates across the majority of savings products will also increase by 0.25%. Find out more.

Processing payments in Real-time

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Real Time Payments
FAQs

Which Qudos Bank accounts process payments in Real-time?

All eligible Qudos Bank savings accounts can pay and receive payments, excluding BPAY® and scheduled payments, in real-time using PayID®. All loan accounts can receive payments in real-time if the external institution is enabled for NPP.

BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518

PayID is a registered trademark of NPP Australia Limited.

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