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Sending money overseas

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Sending money overseas

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Did you know you can send money overseas from your Qudos Bank account to an overseas bank account via electronic transfer (telegraphic transfer). Qudos Bank has entered into contractual arrangements with Convera to bring you this efficient and economical service.

Benefits of a Telegraphic Transfer:

  • Send money to over 200 countries/territories in more than 130 currencies.
  • A direct and efficient way of payment to the recipient's bank account.

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How do I send money via Telegraphic Transfer?

Transferring less than $5,000

You can arrange a Telegraphic Transfers less than $5,000 yourself through Online Banking, for a fee2.

Online Banking

Select 'International Transfer/Pay' then 'International Transfer' and follow the prompts

Online Banking portal showing Transfer/Pay and then International Transfer
Qudos Bank App

Select 'Pay' then 'International' in the menu

Transferring more than $5,000

We can help you arrange Telegraphic Transfers over $5000 for a fee2. The details of the person you are sending money to are needed before completing the form:

  • recipient's full name (Note: must be full name, no initials)
  • recipient's full street address (PO Box address not accepted)
  • bank's name
  • bank's full street address (including country)
  • bank's code (sort code, SWIFT address, or routing number)
  • recipient's bank account number
  • IBAN^ (if applicable).

** Further information may be required for some countries**

How to apply to send a Telegraphic Transfer:

Download and complete our Telegraphic Transfer Form, you can return the form by:

Secure mail via Online Banking
Drop into your nearest branch

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How long will the funds take to arrive?


The funds will usually arrive to the destination bank within 2-3 business days1. Please note some currencies may take longer than others to arrive.

Send money overseas safely

Apply now

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Important Information

Eligibility criteria, terms and conditions, fees and charges apply.

Bank Australia Limited trading as Qudos Bank ABN 21 087 651 607 AFSL / Australian Credit Licence Number 238431 ("Qudos Bank”) has entered into contractual arrangements with Convera Australia Pty Ltd (ACN 150 129 749; AFSL 404092) trading as Convera (“Convera”), to assist it in fulfilling certain foreign exchange and payment services. The relationship relating to the services described is solely between you and Qudos Bank.

Any advice provided by Qudos Bank is general in nature and does not take into account your personal objectives, financial situation or needs. Because of that, you should, before acting on the advice, you should consider if it is appropriate for your own personal objectives, financial situation or needs. Convera does not give you any advice, general, personal or otherwise. Qudos Bank has a revenue share arrangement with Convera, where Qudos Bank receives a percentage of the foreign exchange margin revenue and fee revenue (where applicable) for the relevant foreign exchange or payment service. See Qudos Bank’s Financial Services Guide for more detail. It is important for you to consider the relevant terms and conditions and Qudos Bank's Financial Services Guide and Fees & Charges brochure before you decide whether or not this financial product is right for you.

1. Funds are usually received by the beneficiary bank within 2 to 3 business days however delays may be experienced with allocation of funds to the beneficiary account by the beneficiary bank. There is no delivery period guarantee. Some currencies may take longer than others to process.

2. For the Transfer Fee please see our Fees & Charges brochure or call us on 1300 747 747 for more details.

^ IBAN is used in some countries to uniquely identify a customer’s bank account. An IBAN is necessary for payments being sent from Australia to an IBAN mandatory country.