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We offer a large range of flexible home loans for you to choose from. Feel free to get in touch if you require any further assistance.

Low Cost Home Loan*

A low cost home loan with nothing to hide!

  • $0 bank fees
  • Free 100% offset account available
  • Unlimited extra repayments

3.89% paInterest Rate3.89% paComparison Rate#

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Qantas Points Home Loan^

A home loan which includes a fast way to earn Qantas Points12

  • $0 establishment and package fees
  • Earn 150 Qantas Points1 for every $1,000 on your loan balance per annum
  • Free 100% offset account available

4.04% paInterest Rate4.04% paComparison Rate#

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Fixed Rate Home Loan~

Safeguard yourself against interest rate rises!

  • Extra repayments up to $10,000 a year
  • Choose from 1, 2, 3, 4 and 5 year rates
  • $0 account keeping fee

3.89% pa2 Year Fixed Rate4.18% paComparison Rate#

Find out more Apply now

Variable Rate Home Loan

A no frills loan with all the flexible features you need!

  • $0 account keeping fee
  • 100% offset account available

4.58% paInterest Rate4.62% paComparison Rate#

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Home Access Loan

Use your income and savings to reduce interest

  • $0 annual fee
  • $0 account keeping fee

4.58% paInterest Rate4.62% paComparison Rate#

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  Important information

All displayed interest rates are for owner occupier loans only. Investment rates are available on request.

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

* Available for new owner occupied home loans over $150,000 for applications received from 19 October 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.

^ Available for new owner occupied home loans over $150,000 for applications received from 19 October 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.

~ Fixed rate may change prior to funding. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 4.24% for Owner Occupier and 4.89% for Investment home loans. For current rates call us on 1300 747 747.

1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

2. This joining fee waiver is offered by Qudos Bank and available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinffqudos. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000 with a 20% or more deposit, a term of 25 years and a monthly repayment frequency have been used to calculate our comparison rate.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

Rates current as at 19 October 2017.