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We offer a large range of flexible home loans for you to choose from. Feel free to get in touch if you require any further assistance.

No Frills Home Loan*

Our best interest rate home loan without the bells and whistles.

  • $0 bank fees
  • Low variable rate
  • Unlimited extra repayments

3.69% paInterest Rate3.69% paComparison Rate#

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Low Cost Home Loan^

Our most popular fully-featured home loan with $0 bank fees.

  • $0 bank fees
  • 100% offset account
  • Redraw facility

3.89% paInterest Rate3.89% paComparison Rate#

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Qantas Points Home Loan^

A fully-featured loan with the ability to earn Qantas Points1

  • $0 bank fees
  • Earn Qantas Points on your loan balance
  • 100% offset account

4.04% paInterest Rate4.04% paComparison Rate#

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Fixed Rate Home Loan~

A loan to safeguard yourself against interest rate rises.

  • $0 annual fee
  • Choice of 1, 2, 3, 4 or 5 year terms
  • Extra repayments up to $10,000 a year

3.89% pa2 Year Fixed Rate4.18% paComparison Rate#

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Variable Rate Home Loan+

A loan designed for flexibility with no minimum loan amount.

  • 100% offset account
  • Redraw facility
  • Low establishment fee2

4.58% paInterest Rate4.62% paComparison Rate#

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Home Access Loan

A revolving line of credit secured against your property.

  • $0 annual fee
  • Redraw facility
  • Low establishment fee2

4.58% paInterest Rate4.62% paComparison Rate#

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  Important information

All displayed interest rates are for owner occupier loans only. Investment rates are available on request.

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

* Minimum deposit 20%. Rate based on applications for new owner occupied home loans over $150,000 with a deposit of 20% or more received from 11 December 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time. For more information on owner occupied home loans with a deposit of less than 20% please call 1300 747 747.

^ Minimum deposit 10%. Rate based on applications for new owner occupied home loans over $150,000 with a deposit of 20% or more received from 11 December 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time. For more information on owner occupied home loans with a deposit of less than 20% please call 1300 747 747.

~ Minimum deposit 10%. Rate based on new owner occupied home loans fixed for 2 years, with a deposit of 20% or more received from 11 December 2017. Fixed rate may change prior to funding. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 4.24% for Owner Occupier and 4.89% for Investment home loans. For more information on owner occupied home loans with a deposit of less than 20% please call 1300 747 747.

+ Rate based on applications for new owner occupied home loans with a deposit of 10% or more received from 11 December 2017. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time. For more information on owner occupied home loans with a deposit of less than 10% or investment loans please call 1300 747 747.

1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank available on the Qudos Bank website qudosbank.com.au. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

2. An establishment fee of $600 applies to this loan.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000 with a 20% or more deposit, a term of 25 years and a monthly repayment frequency have been used to calculate our comparison rate.

Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking Products and is a credit provider and credit licensee under National Consumer Credit laws.

Rates current as at 11 December 2017.

 

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