Credit Card Rates

Compare the interest rates across all of our range of credit cards.

  Visa Lifestyle Visa Lifestyle Plus Visa Platinum
Interest Free Days* 0* 46* 55*
Annual Fee $0 $0 $249
Variable Interest Rate p.a. Standard rate 12.34% p.a. Standard rate 15.85% p.a. Standard rate 18.99% p.a.
5-month Intro Rate p.a. Intro rate 4.99% p.a. Intro rate 4.99% p.a. Intro rate 4.99% p.a.



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  • 1 Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable interest rate.

Current standard variable rate is 12.34% for Visa Lifestyle, 15.85% for Visa Lifestyle Plus and 18.99% for Visa Platinum Credit Cards.

* Up to 55 days interest free on purchases only applies if your account is paid in full by the due date each month. Excludes cash advances and BPAY transactions. Payment must be received by Qudos Bank by close of business.

Credit cards are subject to approval, terms and conditions and fees and charges. Normal lending criteria apply. Terms and Conditions apply and are available on request.

Before opening a credit card account with us, you should read our Credit Card Conditions of Use and Financial Services Guide.

Rates current as at 23 March 2020.