Rest easy with our Fixed Rate Home Loan and safeguard yourself against interest rate rises. With your choice of 1, 2, 3, 4 and 5 year terms, lock in a great rate today!
3 Year Fixed Rate (Owner Occupied)
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We’re pleased to let you know that our Fixed Rate Home Loan has recently won a number of awards by comparison sites Mozo and Canstar!
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Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply and are available upon request.
1. On expiration of the fixed rate period, the interest rate reverts to the relevant variable rate Low Cost Home Loan tier for an amount of $250,000; currently 4.24% pa for owner occupied and 4.64% pa for investment loans.
+ Mortgage Insurance is required if borrowing over 80% (owner occupied) and is subject to approval.
^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.
#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a loan of $150,000, a monthly repayment frequency and a term of 25 years.
Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.
Rates current as at 20 July 2017.
Qudos Bank only offer loans for up to 30 years. The results from this calculator should be used as an estimate only. Results do not represent either quotes or pre-qualifications for a loan and do not take into account Lenders’ Mortgage Insurance which may be payable, as determined by us. Qudos Bank may not provide loans with the details indicated in the calculator. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan. Loans are subject to approval. Terms and conditions, fees and charges apply and are available upon request. Interest rates are subject to change.