page top

Attention: open in a new window. Print

It’s all about certainty with a Fixed Rate

Rest easy with our Fixed Rate Home Loan and safeguard yourself against interest rate rises. With your choice of 1, 2, 3, 4 and 5 year terms, lock in a great rate today!

2 Year Owner Occupied Fixed Rate

3.89% pa
Interest Rate^

4.18% pa
Comparison Rate#

Bank of the year Fixed Home Loan First Home Buyer Canstar Fixed Rate

Need help with your application?

We're here to help find the right home loan for you and to
assist you through the application process.

Let us help you

Happy to go it alone?

Start your online application now.
We'll be in touch once we receive your application.

Apply Now

Features & Benefits

  • $0 establishment fee, $0 application fee, $0 no annual fees, $0 account keeping fees
  • Extra repayments up to $10,000 a year
  • $100 free monthly transaction allowance to use at ATMs, and EFTPOS etc^.
  • Get a rate guarantee for a period of 90 days. Terms & conditions and fees apply.
    Read our rate lock FAQ's here.


  View all Owner-Occupied interest rate tiers
Fixed Term1 Interest Rate Comparison Rate#
1 year 3.89% pa 4.21% pa
2 years 3.89% pa 4.18% pa
3 years 4.09% pa 4.20% pa
4 years 4.39% pa 4.29% pa
5 years 4.49% pa 4.34% pa
  View all Investment interest rate tiers
Fixed Term1 Interest Rate Comparison Rate#
1 year 4.39% pa 4.84% pa
2 years 4.39% pa 4.80% pa
3 years 4.39% pa 4.76% pa
4 years 4.59% pa 4.79% pa
5 years 4.79% pa 4.85% pa


Calculate your repayments


  Documents & Forms
  Important Information

Loans are subject to approval. Normal lending criteria and fees and charges apply. Mortgage insurance is required for home loans over 80% and is subject to approval.

1. Fixed rate may change prior to funding. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 4.24% for Owner Occupier and 4.89% for Investment home loans. For current rates call us on 1300 747 747

^ $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.

#WARNING: Comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A loan of $150,000 with a 20% or more deposit, a term of 25 years and a monthly repayment frequency have been used to calculate our comparison rate.

Before opening this home loan with us, you should read our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 19 October 2017.



Got a question?

Let's chat