Low Cost Home Loan Welcome Rate
Live Big, Save Big with our Low Cost Home Loan Welcome Rate^.
With a competitive low rate and $0 bank fees, you'll have more money in your pocket for those bigger things in life.
Welcome Rate^ - $500k
Want to know more? Read our Home Loans eBrochure here.
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All displayed interest rates are for owner occupier loans only. Investment rates are available on request.
^Available for new owner occupier home loans over $250,000, applications received from the 7th October 2016. Excludes existing loans, switching and variations. This offer can be withdrawn by Qudos Bank at any time.
Normal lending criteria and fees and charges apply.
Terms and conditions apply and are available upon request.
1. Repayment Holidays are not available on interest only loans. Applications are subject to Qudos Bank’s approval.
2. This insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, ASFL 234 708. Qudos Bank acts as an agent for Allianz not as your agent. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the relevant Product Disclosure Statement and Financial Services Guide before deciding whether to acquire any product mentioned. A PDS is available by calling 1300 747 747. We receive commission on these insurance products as a percentage of the premium paid for each policy. Ask us for more details. Discount applies to first year's premium. No other discounts apply. The discount may be subject to rounding.
3. $100 free monthly transaction allowance for savings accounts within the same membership, based on total loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.
4. All Financial Planners are Authorised Representatives and provide advice under the authority of ClearView Financial Advice Pty Ltd, ABN 89 133 593 012, AFSL 331 367.
5. On the expiration of the fixed rate period, the interest rate reverts to the variable rate Low Cost Home Loan tier for a loan amount of $250,000.
6. Variable rate is subject to change and is variable in accordance with the terms and conditions of this loan.
+ Mortgage insurance is required if borrowing above 80% (for owner occupied) and is subject to approval.
#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Our comparison rate assumes a loan of $150,000, monthly repayment frequency and a term of 25 years. Loan and deposit balances of $50,000 or more. The allowance will reduce if total balances fall below $50,000.
Rates current as at 14 December 2016.
Qudos Bank only offer loans for up to 30 years. The results from this calculator should be used as an estimate only. Results do not represent either quotes or pre-qualifications for a loan and do not take into account Lenders’ Mortgage Insurance which may be payable, as determined by us. Qudos Bank may not provide loans with the details indicated in the calculator. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan. Loans are subject to approval. Terms and conditions, fees and charges apply and are available upon request. Interest rates are subject to change.