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Qantas Points Car Loan

With our Qantas Points Car Loan, you'll be earning Qantas Points1 from day one, making your next trip a reality sooner than you think!

8.59% pa
Interest Rate

8.80% pa
Comparison Rate#

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Features & Benefits

  • Earn 1,000 Qantas Points1 for every $1000 on your loan balance every year2
  • Loan amounts start from $15,000
  • For cars, caravans, boats, and motorcycles up to 5 years old
  • $150 application fee, $0 account keeping fee (see fees and charges brochure as early repayment and dishonour fees may apply)

This is one of 4 products we offer which allows you to earn Qantas Points. To see how you can maximise your Qantas Points, check out our rewards calculator.


Calculate your repayments


  Documents & Forms
  Important Information

Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply and are available upon request.

1. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions issued by Qudos Bank available here. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

2. This example should be used as a guide only. Assumptions based on a loan of $38,000 principal & interest loan with a loan tem of 7 years and a monthly repayment frequency. It excludes additional repayments and is based on an ongoing interest rate of 8.59% p.a. Interest rate changes or repayments may affect Qantas Points calculations.

3. This joining fee waiver is offered by Qudos Bank and is available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online at This offer is non transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas. Qudos Bank is the issuer, offeror and administrator of the Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws. Normal lending criteria and fees and charges apply. Terms and conditions available upon request.

# WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Our comparison rate assumes a monthly repayment frequency and an unsecured loan of $10,000 with a term of 3 years, or a secured loan of $30,000 with a term of 5 years (as applicable).

Before opening this personal loan with us, you should read the Qantas Points Banking Terms and Conditions, our Financial Services Guide and to see our terms and conditions, call us on 1300 747 747.

Rates current as at 11 December 2017.