Qantas Points Home Loan Welcome Rate
Not only do you receive a great home loan full of features and benefits, it's also a fast way to earn Qantas Points!*
This is one of 4 products we offer which allows you to earn Qantas Points. To see how you can maximise your Qantas Points, check out our rewards calculator.
Want to know more? Read our Home Loans eBrochure here.
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All displayed interest rates are for owner occupier loans only. Investment rates are available on request.
^Available for new owner occupier home loans over $150,000, applications received from 7th October 2016. Excludes existing loans, switching and variations.
The offer can be withdrawn by Qudos Bank at any time. Loans are subject to approval, terms and conditions and fees and charges. Normal lending criteria apply. Terms and conditions are available upon request.
1. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available online at qantas.com/terms. Qantas Points accrue in accordance with and subject to the Qantas Points Banking Rewards Terms and Conditions and your Qantas Points Home Loan Package Terms and Conditions available on the Qudos Bank website qudosbank.com.au/rewards. A joining fee usually applies, however, Qudos Bank has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to Qudos Bank members who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffqudos. Qudos Bank recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.
2. This joining fee waiver is offered by Qudos Bank and available to new applicants who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinqffqudos. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.
+ Mortgage insurance is required if borrowing over 80% (for owner occupied) and is subject to approval.
#WARNING: This comparison rate applies to the example or the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
A loan of $150,000, monthly repayment frequency and a term of 25 years have been used to calculate our comparison rate. Qudos Bank is the issuer, offeror and administrator of the Qudos Bank Qantas Points Banking products and is a credit provider and credit licensee under National Consumer Credit laws.
Rates current as at 14 December 2016.
Qudos Bank only offer loans for up to 30 years. The results from this calculator should be used as an estimate only. Results do not represent either quotes or pre-qualifications for a loan and do not take into account Lenders’ Mortgage Insurance which may be payable, as determined by us. Qudos Bank may not provide loans with the details indicated in the calculator. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan. Loans are subject to approval. Terms and conditions, fees and charges apply and are available upon request. Interest rates are subject to change.